1

Check If You Qualify

Complete our simple online quiz or call our intake team.

  • Age Requirement (65+ for most policies)
  • Policy Types (Term, Whole, Universal)
  • Face Value ($100k minimum)
2

Review & Offer

Our underwriting team reviews your policy details within 24 hours.

  • We verify policy status
  • Brief health check (if needed)
  • Direct call from a Principal Buyer
3

Receive Your Offer

We present you with our firm, net-cash offer with no hidden fees.

  • Net cash amount clearly shown
  • Offer valid for 30 days
  • No pressure to accept
4

Get Paid & Close

We handle all paperwork and coordinate with the insurance carrier.

  • We prepare transfer documents
  • Funds wired to your account
  • You are free from future premiums

Common Questions

How much can I get for my policy?

Most clients receive 2-5 times their policy's cash surrender value. The exact amount depends on your age, health, policy type, and face value.

Is selling my policy legal?

Absolutely! Life settlements have been legal since a 1911 Supreme Court ruling. They're regulated by state insurance departments.

What if I change my mind?

You can walk away at any point before signing the final transfer documents. Even after signing, most states give you a 15-30 day rescission period.

See All Frequently Asked Questions

Ready to Get Your Cash Offer?

Tell us about your policy. We will contact you within 24 hours.

✓ Confidential ✓ No Obligation ✓ Fast Response